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Refund & Cancellation Policy

Last updated: [DATE]
⚠ Working draft reflecting how billing works in the product (wallet hold → settle on completion → refund unused time). The specific windows, SLAs, and non-refundable items marked [PLACEHOLDER] must be finalised by counsel and aligned with your payment-aggregator agreement (Razorpay/Stripe/Cashfree).

Wallet top-ups

Money added to your AstroAmrit wallet can be used for consultations and paid reports. Unused wallet balance is refundable to your original payment method on request, less any non-refundable charges, within [REFUND WINDOW]. [State any minimum/maximum and processing time.]

Consultations

When you book a consultation, the fee is held from your wallet and settled only for the time actually consulted; unused minutes are automatically refunded to your wallet on completion. If a consultation cannot be delivered (astrologer unavailable, technical failure), the full amount is returned. [Define cancellation windows and no-show handling for both sides.]

Reports & digital goods

Generated reports are digital goods delivered immediately. [State whether/when these are refundable — e.g. only on non-delivery or proven defect.]

How to request a refund

Contact [SUPPORT CONTACT] with your account identifier and the transaction reference. We aim to respond within [SLA].

Disputes & chargebacks

Please contact us before raising a chargeback so we can resolve the issue directly. [Reference the dispute-resolution clause in the Terms.]